North American Merchant Services, Inc. (NAMS) is a proven leader in the electronic payment processing industry for over 16 years. NAMS partners with multiple networks that process all major credit cards including Visa, MasterCard, Discover, American Express, Diners Club and Union Pay along with an array of other value added services. Our commitment to providing credit card processing cost effective solutions and unparalleled 24/7 local customer service, adds to your bottom line while giving you the peace of mind to focus on your business.

Founded in 1996 in Asheville, N.C., North American Merchant Services has grown to serve over 4,000 customers across the Southeast with sales offices in Pigeon Forge, TN; Charleston, SC and Charlotte, NC.


NAMS partners with multiple networks giving us the ability to find the most efficient, cost-effective solution for you. Some of the networks that we work with include, but are not limited to:

  • Elavon 
  • TSYS/Vital 
  • First Data 
  • Paymentech

Bank Partnerships 

NAMS partners with financial institutions to offer credit card processing services for their existing and potential customers. Customers benefit from fast, reliable credit card processing and NAMS 24/7 customer service, while our banking partners benefit through an added revenue stream and a partner who shares the same values of customer service. NAMS is a member of the North Carolina, South Carolina and Tennessee Bankers Associations.